You’ve worked hard to build your wealth – don’t let it be eaten up by avoidable tax. While Australia doesn’t have an inheritance tax, several other taxes can apply when you pass away, including capital gains tax, income tax on distributed assets, and superannuation death benefits tax.
Estate planning is about protecting more than just your assets – it’s also about reducing the tax burden on your loved ones. At ALA Law, we provide tailored, tax-effective estate planning for individuals and families across Sydney, Penrith, and Parramatta, ensuring your legacy is passed on with minimal tax impact and that your family’s future is carefully considered.
Fixed-fee quotes available.
Reviewed by Jacinta Watkins, Partner – Estate Planning and Deceased Estates. Last updated November 2026.
Penrith Office
Ground Floor, Suite 4 291/295 High St, Penrith NSW 2750
Mon-Fri, 9am-5pm
In person, phone or video consultations
Call: 1300 252 529 Get Directions
Without proper planning, your estate may face unnecessary tax liabilities such as capital gains tax (CGT), income tax on investments, and tax on superannuation death benefits. This can significantly reduce the value of what your family inherits and create avoidable stress for family members during an already difficult time. A well-prepared estate plan can help reduce uncertainty, clarify your wishes, and address important tax implications and asset distribution before they become a problem.
Is tax-effective estate planning right for you?
Tax-effective estate planning is especially worthwhile if any of these sound familiar:
If one or more of these applies to you, a conversation with our team can help you understand your options.
We collaborate with accountants and financial advisers to provide holistic advice that’s legally sound and financially efficient, including consideration of tax law and broader financial management issues.
A simple example: how super can be taxed when you die
Imagine you have $400,000 in super and you would like it to go to your two adult children, who are financially independent.
With the right planning – such as a binding death benefit nomination, a testamentary trust, or a strategy reviewed with your accountant – this tax can often be reduced, and you decide who receives your super rather than leaving it to the fund trustee.
This example is general information only and is not advice about your situation. The outcome depends on your super fund, the components of your balance and who receives the benefit.
At ALA Law, we understand that every estate is unique. Our experienced team provides comprehensive estate planning services and can assist with drafting complex Wills that provide practical guidance tailored to a range of circumstances, including:
How it works
We keep the process clear and simple, so you always know what happens next.
Fixed-fee quotes available.
Meet your estate planning lawyer
Jacinta Watkins – Partner, Wills and Estates
Jacinta guides clients through Wills, estate planning and deceased estates with compassion and care. Her clients describe her as thoughtful, considerate and detail-oriented – a lawyer who takes the time to get every aspect of their matter right.
Jacinta and our estate planning team work closely with your accountant and financial adviser, so your estate plan is both legally sound and tax-effective.
What our clients say
Don’t just take our word for it. Read what our past clients have to say about our compassionate approach, clear advice, and commitment to achieving the best possible outcomes.
★★★★★Google review
A big shout out to [Lawyer] & Amanda at Amanda Little & Associates. The process of our Estate Planning was made really simple by [Lawyer]. The process was explained in detail, all our questions answered and clarified. Extremely friendly whilst remaining professional- highly recommend this company. Thank you [Lawyer] & Amanda.
Debbie
★★★★★Google review
We recently had Jessica at ALA Lawyers prepare our Estate and Wills and couldn't be happier with the experience. She sat down with us and went through everything very thoroughly. Jessica was professional, kind and very easy to talk to, which made the whole process much easier than we expected.
A big thank you to Narelle also who has been very welcoming and very communicative throughout this time.
Kim & Doug
Amanda and Aimee were kind enough to take on my case to help have a superannuation split in a divorce. Although I was completely overwhelmed and understood almost nothing relating to the law surrounding this process I was kept in constant communication and had each step explained to me thoroughly. I also had my Will, Power of Attorney and Guardianship paperwork finalised. I highly recommend the staff at Amanda Little & Associates for any legal matter knowing you will have professional and competent representation. Many thanks.
With permission of client
We recently worked with ALA Law to prepare our estate planning, including our will and power of attorney, and we couldn’t be happier with the experience. The team was professional, knowledgeable, and made the entire process straightforward and stress-free. They took the time to explain everything clearly and ensured our wishes were properly documented. Highly recommend their services!
Clare
★★★★★Google review
This was the second time I have used Amanda Little & Associates for Probate and Estate matters. On both occasions the team has been proactive and supportive throughout the process which included the disposal of property and shares.
I have also used them for the preparation of Power of Attorney, for my wife and myself. I have no hesitation in recommending the business to future clients
Chris
★★★★★Google review
Both Narelle and Julia were extremely friendly. They clearly explained the procedure and purpose of the documents. There would be no hesitation in recommending them to anyone seeking legal services.
Kate
★★★★★Google review
Thank you for all your help, for being patient, pleasant and supportive. You helped us understand every step. Would highly recommend!
Tom & Vicky
★★★★★Google review
We reached out to Jessica and her team for help with our estate planning and wills. With little prior knowledge, we relied on Jessica to guide us through the process. She explained everything in a clear and simple way, making what seemed overwhelming feel easy and manageable. We truly appreciate her expertise and support.
Ian
★★★★★Google review
ALA were so generous with assisting us with questions regarding my father-in-law’s estate. Amanda & [Lawyer] were very accommodating and assisted my father-in-law with some concerns he had regarding his will prior to his passing.
Their care and compassion far exceeded my expectations. I highly recommend ALA.
Deb
We enjoyed our experience with Amanda McAlister and Nicola Ayers. The team were knowledgeable, prompt and answered all questions we had. I have no hesitation that should we ever need legal advice or services again, ALA will be our first choice.
Holly
A very pleasant experience dealing with ALA Law. Amanda and her staff were knowledgeable, helpful and professional. Thank you
John
Were looking to update our wills and decided we also needed enduring guardianship and power of attorney. Through speaking to my sister-in-law we heard of ALA. We couldn't be more satisfied with the level of service we received. Julia and Narelle were both friendly and professional. Really appreciated their efforts and support.
Kate
Frequently asked questions
There’s no inheritance tax, but capital gains tax, income tax on distributed income, and superannuation death benefit tax may apply.
It allows income to be split between beneficiaries (often taxed at lower rates), reducing overall tax payable.
Not automatically – unless you have a valid binding death benefit nomination, your super fund trustees decide how it’s paid. This is why superannuation should be considered as part of both your estate plan and any later estate administration involving deceased estates.
Yes, charitable giving can sometimes be structured to reduce taxable income or provide other benefits.
Definitely – estate planning works best when your lawyer and accountant work together.
If you have any questions about your existing Will or need guidance on preparing a new one, we’re here to help. Contact us to schedule a consultation.
Before your appointment, we will provide you with an information form to complete. This will help you gather the necessary details and ensure we can provide advice based on your circumstances.
Helpful things to have on hand:
Get advice from our Estate Planning Lawyers today.
Please contact us to arrange a confidential appointment with one of our friendly solicitors.
